Waikoloa is a somewhat small coastal town (i.e. on the ocean, a bay, or inlet) located in the state of Hawaii. With a population of 7,104 people and two associated neighborhoods, Waikoloa is the 24th largest community in Hawaii.

Housing costs in Waikoloa are among some of the highest in the nation, although real estate prices here don't compare to real estate prices in the most expensive communities in Hawaii.

It is a fairly quiet town because there are relatively few of those groups of people who have a tendency to be noisy. (Children, for example, often can't help themselves from being noisy, and being parents ourselves, we know!) Waikoloa has relatively few families with children living at home, and is quieter because of it. Renters and college students, for their own reasons, can also be noisy. Waikoloa has few renters and college students. But the biggest reason it is quieter in Waikoloa than in most places in America, is that there are just simply fewer people living here. If you think trees make good neighbors, Waikoloa may be for you.

One of the nice things about Waikoloa is that it is nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Because of this, visitors and locals will often go to these areas to take in the scenery or to enjoy waterfront activities.

Being a small town, Waikoloa does not have a public transit system used by locals to get to and from work.

In terms of college education, Waikoloa is substantially better educated than the typical community in the nation, which has 21.84% of the adults holding a bachelor's degree or graduate degree: 31.36% of adults in Waikoloa have a college degree.

The per capita income in Waikoloa in 2022 was $34,695, which is lower middle income relative to Hawaii, and middle income relative to the rest of the US. This equates to an annual income of $138,780 for a family of four. However, Waikoloa contains both very wealthy and poor people as well.

Waikoloa is an extremely ethnically-diverse town. The people who call Waikoloa home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Waikoloa residents report their race to be White, followed by Native Hawaiian. Important ancestries of people in Waikoloa include German, Irish, European, English, and Scottish.

Foreign born people are also an important part of Waikoloa's cultural character, accounting for 23.07% of the town’s population.

The most common language spoken in Waikoloa is English. Other important languages spoken here include Pacific Island languages and Spanish.