Georgetown is a medium-sized city located in the state of Kentucky. With a population of 38,780 people and 17 associated neighborhoods, Georgetown is the fifth largest community in Kentucky. Much of the housing stock in Georgetown was built relatively recently. The construction of new real estate can often be taken as an indication that the local Georgetown economy is robust, and that jobs or other amenities are attracting an influx of new residents. This seems to be the case in Georgetown, where the median household income is $74,530.00.

A relatively large number of people in Georgetown telecommute to their jobs. Overall, about 8.42% of the workforce works from home. While this may seem like a small number, as a fraction of the total workforce it ranks among the highest in the country. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

Georgetown is a decent-sized city, yet no one gets to work using public transit, because the city has no real transit system.

The overall education level of Georgetown citizens is substantially higher than the typical US community, as 30.93% of adults in Georgetown have at least a bachelor's degree, and the average American community has 21.84%.

The per capita income in Georgetown in 2022 was $34,345, which is wealthy relative to Kentucky, and middle income relative to the rest of the US. This equates to an annual income of $137,380 for a family of four. However, Georgetown contains both very wealthy and poor people as well.

Georgetown is a somewhat ethnically-diverse city. The people who call Georgetown home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Georgetown residents report their race to be White, followed by Black or African-American. Important ancestries of people in Georgetown include English, German, Irish, Scottish, and Italian.

The most common language spoken in Georgetown is English. Other important languages spoken here include Spanish and Chinese.