Monticello is a somewhat small city located in the state of Kentucky. With a population of 5,726 people and nine associated neighborhoods, Monticello is the 80th largest community in Kentucky.

A relatively large number of people in Monticello telecommute to their jobs. Overall, about 20.16% of the workforce works from home. While this may seem like a small number, as a fraction of the total workforce it ranks among the highest in the country. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

The citizens of Monticello are slightly less educated than the national average of 21.84% for the average city or town: 13.27% of adults in Monticello have a bachelor's degree or advanced degree

The per capita income in Monticello in 2022 was $23,028, which is lower middle income relative to Kentucky, and low income relative to the rest of the US. This equates to an annual income of $92,112 for a family of four. However, Monticello contains both very wealthy and poor people as well. Monticello also has one of the higher rates of people living in poverty in the nation, with 30.39% of its population below the federal poverty line.

Monticello is a somewhat ethnically-diverse city. The people who call Monticello home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Monticello residents report their race to be White, followed by Black or African-American. Monticello also has a sizeable Hispanic population (people of Hispanic origin can be of any race). People of Hispanic or Latino origin account for 12.10% of the city’s residents. Important ancestries of people in Monticello include English, German, Irish, Dutch, and Scottish.

The most common language spoken in Monticello is English. Other important languages spoken here include Spanish and Italian.