Otsego is a very small city located in the state of Michigan. With a population of 4,036 people and two associated neighborhoods, Otsego is the 225th largest community in Michigan. Otsego has an unusually large stock of pre-World War II architecture, making it one of the older and more historic cities.

The percentage of adults in Otsego with college degrees is slightly lower than the national average of 21.84% for all communities. 13.49% of adults in Otsego have a bachelor's degree or advanced degree.

The per capita income in Otsego in 2022 was $26,669, which is lower middle income relative to Michigan and the nation. This equates to an annual income of $106,676 for a family of four. However, Otsego contains both very wealthy and poor people as well.

Otsego is a very ethnically-diverse city. The people who call Otsego home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Otsego residents report their race to be White, followed by Asian. Important ancestries of people in Otsego include English, Irish, German, Dutch, and French.

The most common language spoken in Otsego is English. Other important languages spoken here include Polish and Spanish.