Saginaw is a medium-sized city located in the state of Michigan. With a population of 43,477 people and 40 associated neighborhoods, Saginaw is the 34th largest community in Michigan.

The percentage of people in Saginaw with college degrees is quite a bit lower than the national average for cities and towns of 21.84%: just 12.84% of people over 25 have a bachelor's degree or advanced degree.

The per capita income in Saginaw in 2022 was $19,591, which is low income relative to Michigan and the nation. This equates to an annual income of $78,364 for a family of four. However, Saginaw contains both very wealthy and poor people as well. Saginaw also has one of the higher rates of people living in poverty in the nation, with 34.46% of its population below the federal poverty line.

Saginaw is an extremely ethnically-diverse city. The people who call Saginaw home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Saginaw residents report their race to be Black or African-American, followed by White. Saginaw also has a sizeable Hispanic population (people of Hispanic origin can be of any race). People of Hispanic or Latino origin account for 16.41% of the city’s residents. Important ancestries of people in Saginaw include German, Irish, English, Polish, and African.

The most common language spoken in Saginaw is English. Other important languages spoken here include Polish and Spanish.