Monticello is a medium-sized city located in the state of Minnesota. With a population of 15,482 people and four associated neighborhoods, Monticello is the 75th largest community in Minnesota. There's nothing like the smell of a brand new house, and in Monticello, you'll find that a large proportion of houses were recently built. New growth in residential real estate is an indication that people are choosing to move to Monticello, and putting down their money on brand new construction. Monticello’s real estate is, on average, some of the newest in the nation. Monticello does seem to be experiencing an influx of affluent people, because the median household income is $79,534.00.

Telecommuters are a relatively large percentage of the workforce: 13.20% of people work from home. While this number may seem small overall, as a fraction of the total workforce it is high relative to the nation. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

The population of Monticello overall has a level of education that is slightly above the US average for all US cities and towns of 21.84%. Of adults 25 and older in Monticello, 23.48% have at least a bachelor's degree.

The per capita income in Monticello in 2022 was $37,838, which is middle income relative to Minnesota and the nation. This equates to an annual income of $151,352 for a family of four. However, Monticello contains both very wealthy and poor people as well.

Monticello is a somewhat ethnically-diverse city. The people who call Monticello home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Monticello residents report their race to be White, followed by Asian. Important ancestries of people in Monticello include German, Norwegian, Swedish, Irish, and French.

The most common language spoken in Monticello is English. Other important languages spoken here include Polish and Spanish.