Monticello is a medium-sized city located in the state of Minnesota. With a population of 15,482 people and four associated neighborhoods, Monticello is the 75th largest community in Minnesota. Monticello has seen a significant amount of newer housing growth in recent years. Quite often, new home construction is the result of new residents moving in who are middle class or wealthier, attracted by jobs, a healthy local economy, or other amenities as they leave nearby or far away areas for greener pastures. This seems to be the case in Monticello, where the median household income is $79,534.00.

A relatively large number of people in Monticello telecommute to their jobs. Overall, about 13.20% of the workforce works from home. While this may seem like a small number, as a fraction of the total workforce it ranks among the highest in the country. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

The population of Monticello overall has a level of education that is slightly above the US average for all US cities and towns of 21.84%. Of adults 25 and older in Monticello, 23.48% have at least a bachelor's degree.

The per capita income in Monticello in 2022 was $37,838, which is middle income relative to Minnesota and the nation. This equates to an annual income of $151,352 for a family of four. However, Monticello contains both very wealthy and poor people as well.

Monticello is a somewhat ethnically-diverse city. The people who call Monticello home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Monticello residents report their race to be White, followed by Asian. Important ancestries of people in Monticello include German, Norwegian, Swedish, Irish, and French.

The most common language spoken in Monticello is English. Other important languages spoken here include Polish and Spanish.