St. Cloud is a larger medium-sized city located in the state of Minnesota. With a population of 72,145 people and 15 associated neighborhoods, St. Cloud is the 12th largest community in Minnesota.

The overall education level of St. Cloud is somewhat higher than in the average US city of 21.84%: 26.67% of adults 25 and older in the city have at least a bachelor's degree.

The per capita income in St. Cloud in 2022 was $26,273, which is low income relative to Minnesota and the nation. This equates to an annual income of $105,092 for a family of four. However, St. Cloud contains both very wealthy and poor people as well.

St. Cloud is an extremely ethnically-diverse city. The people who call St. Cloud home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of St. Cloud residents report their race to be White, followed by Black or African-American. Important ancestries of people in St. Cloud include German, Irish, African, Norwegian, and Swedish.

The most common language spoken in St. Cloud is English. Other important languages spoken here include African languages and Spanish.