Swansboro is a very small coastal town (i.e. on the ocean, a bay, or inlet) located in the state of North Carolina. With a population of 4,165 people and four associated neighborhoods, Swansboro is the 215th largest community in North Carolina. Much of the housing stock in Swansboro was built relatively recently. The construction of new real estate can often be taken as an indication that the local Swansboro economy is robust, and that jobs or other amenities are attracting an influx of new residents. This seems to be the case in Swansboro, where the median household income is $114,425.00.

The armed forces are a huge part of the life in Swansboro, employing 6.28% of the workforce. While it is a military town, the civilian sector still plays an important role in the local economy, where the Healthcare and Retail industries employ 16.03% and 15.82% of the civilian workforce, respectively.

Also of interest is that Swansboro has more people living here who work in computers and math than 95% of the places in the US.

Telecommuters are a relatively large percentage of the workforce: 18.54% of people work from home. While this number may seem small overall, as a fraction of the total workforce it is high relative to the nation. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

Swansboro is also nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Quite often, nautical areas such as these attract visitors and locals who come to enjoy the scenery and various waterfront activities.

Being a small town, Swansboro does not have a public transit system used by locals to get to and from work.

The population of Swansboro is very well educated relative to most cities and towns in the nation, where the average community has 21.84% of its adult population holding a 4-year degree or higher: 39.77% of adults in Swansboro have a bachelor's degree or even advanced degree.

The per capita income in Swansboro in 2022 was $60,347, which is wealthy relative to North Carolina and the nation. This equates to an annual income of $241,388 for a family of four. However, Swansboro contains both very wealthy and poor people as well.

Swansboro is a somewhat ethnically-diverse town. The people who call Swansboro home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Swansboro residents report their race to be White, followed by Black or African-American. Important ancestries of people in Swansboro include English, German, Italian, Irish, and Scottish.

The most common language spoken in Swansboro is English. Other important languages spoken here include Italian and Polish.