Carmel is a somewhat small town located in the state of New York. With a population of 7,538 people and five associated neighborhoods, Carmel is the 228th largest community in New York.

Housing costs in Carmel are among some of the highest in the nation, although real estate prices here don't compare to real estate prices in the most expensive communities in New York.

Of important note, Carmel is also a town of artists. Carmel has more artists, designers and people working in media than 90% of the communities in America. This concentration of artists helps shape Carmel’s character.

A relatively large number of people in Carmel telecommute to their jobs. Overall, about 14.02% of the workforce works from home. While this may seem like a small number, as a fraction of the total workforce it ranks among the highest in the country. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

One downside of living in Carmel is that it can take a long time to commute to work. In Carmel, the average commute to work is 37.30 minutes, which is quite a bit higher than the national average. On the other hand, local public transit is widely used in the town, so leaving the car at home and taking transit is often a viable alternative.

In Carmel, a lot of people use the train to get to work every day though Carmel is a relatively small town. Those that ride the train are primarily traveling out of town to good jobs in other cities.

The population of Carmel is very well educated relative to most cities and towns in the nation, where the average community has 21.84% of its adult population holding a 4-year degree or higher: 39.95% of adults in Carmel have a bachelor's degree or even advanced degree.

The per capita income in Carmel in 2022 was $52,771, which is upper middle income relative to New York, and wealthy relative to the rest of the US. This equates to an annual income of $211,084 for a family of four. However, Carmel contains both very wealthy and poor people as well.

Carmel is a very ethnically-diverse town. The people who call Carmel home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Carmel residents report their race to be White, followed by Black or African-American. Carmel also has a sizeable Hispanic population (people of Hispanic origin can be of any race). People of Hispanic or Latino origin account for 12.85% of the town’s residents. Important ancestries of people in Carmel include Italian, Irish, German, English, and Polish.

The most common language spoken in Carmel is English. Other important languages spoken here include Spanish and Italian.