Speculator is a tiny village located in the state of New York. With a population of 403 people and just one neighborhood, Speculator is the 914th largest community in New York.
Unlike some villages, Speculator isn’t mainly white- or blue-collar. Instead, the most prevalent occupations for people in Speculator are a mix of both white- and blue-collar jobs. Overall, Speculator is a village of service providers, managers, and construction workers and builders. There are especially a lot of people living in Speculator who work in management occupations (18.01%), office and administrative support (11.18%), and personal care services (8.07%).
Another notable thing is that Speculator is a major vacation destination. Much of the village’s population is seasonal: many people own second homes and only live there part-time, during the vacation season. The effect on the local economy is that many of the businesses are dependent on tourist dollars, and may operate only during the high season. As the vacation season ends, Speculator’s population drops significantly, such that year-round residents will notice that the city is a much quieter place to live.
Compared to the rest of the country, citizens of Speculator spend much less time in their cars: on average, their commute to work is only 15.58 minutes. This also means that noise and pollution levels in the village are less than they would otherwise be.
Being a small village, Speculator does not have a public transit system used by locals to get to and from work.
The citizens of Speculator are very well educated compared to the average community in the nation: 39.62% of adults in Speculator have a bachelor's degree or even advanced degree.
The per capita income in Speculator in 2022 was $38,531, which is middle income relative to New York, and upper middle income relative to the rest of the US. This equates to an annual income of $154,124 for a family of four. However, Speculator contains both very wealthy and poor people as well.
The people who call Speculator home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Speculator residents report their race to be White, followed by Black or African-American. Important ancestries of people in Speculator include English, Irish, German, Italian, and Scottish.
The most common language spoken in Speculator is English. Other important languages spoken here include Chinese and Italian.
Many things matter about a neighborhood, but the first thing most people notice is the way a neighborhood looks and its particular character. For example, one might notice whether the buildings all date from a certain time period or whether shop signs are in multiple languages. This particular neighborhood in Speculator, the neighborhood, has some outstanding things about the way it looks and its way of life that are worth highlighting.
Vacant homes and apartments are a significant characteristic of this neighborhood. In fact, with 82.7% of the residential real estate vacant, the neighborhood claims the distinction of having a higher vacancy rate than 99.9% of the neighborhoods in America. This can either be because much of the property is seasonally occupied, like in many vacation areas, or that much of the real estate is more permanently abandoned.
In addition, unpopulated, and rural, the neighborhood is one of the least crowded neighborhoods in all of America. If you like open space, no traffic, and lots of room, this neighborhood may be just what you are looking for. According to NeighborhoodScout's leading research, this neighborhood is less densely populated than 99.1% of the neighborhoods in America.
Whether walking, biking, riding, or driving, the length of one's commute is an important factor for one's quality of life. The neighborhood stands out for its commute length, according to NeighborhoodScout's analysis. Residents of the neighborhood have the pleasure of having one of the shortest commutes to work of any neighborhood in America. 62.1% of the residents have a commute time from home to work (one way) of less than fifteen minutes. This is a higher proportion of residents enjoying a short trip to work than NeighborhoodScout found in 96.8% of U.S. neighborhoods. Less time commuting means more time for other things in life.
In the neighborhood, walking to work is a real option for many. In fact, NeighborhoodScout's exclusive research reveals walking to and from work is the chosen way to commute for 12.1% of residents here. This is a higher proportion of walking commuters than we found in 96.0% of American neighborhoods. Get ready to put on your walking shoes if you move here!
If you are planning to retire in New York, this neighborhood should be on your must-see list. For many reasons, may be considered a retiree's dream neighborhood. According to NeighborhoodScout's exclusive analysis and metrics, it's peaceful and quiet, has above average safety from crime compared to other neighborhoods in New York, while also offering a diverse range of housing options. This, along with the vibrant mix of very educated seniors and other age groups who choose to live here, makes the neighborhood more retiree-friendly than 95.9% of neighborhoods in NY. If a New York retirement is in your future, this neighborhood should be one of the places you visit.
Did you know that the neighborhood has more Dutch and Yugoslav ancestry people living in it than nearly any neighborhood in America? It's true! In fact, 6.0% of this neighborhood's residents have Dutch ancestry and 0.5% have Yugoslav ancestry.
How wealthy a neighborhood is, from very wealthy, to middle income, to low income is very formative with regard to the personality and character of a neighborhood. Equally important is the rate of people, particularly children, who live below the federal poverty line. In some wealthy gated communities, the areas immediately surrounding can have high rates of childhood poverty, which indicates other social issues. NeighborhoodScout's analysis reveals both aspects of income and poverty for this neighborhood.
The neighbors in the neighborhood in Speculator are middle-income, making it a moderate income neighborhood. NeighborhoodScout's exclusive analysis reveals that this neighborhood has a higher income than 42.7% of the neighborhoods in America. With 11.9% of the children here below the federal poverty line, this neighborhood has a higher rate of childhood poverty than 53.7% of U.S. neighborhoods.
A neighborhood is far different if it is dominated by enlisted military personnel rather than people who earn their living by farming. It is also different if most of the neighbors are clerical support or managers. What is wonderful is the sheer diversity of neighborhoods, allowing you to find the type that fits your lifestyle and aspirations.
In the neighborhood, 33.7% of the working population is employed in sales and service jobs, from major sales accounts, to working in fast food restaurants. The second most important occupational group in this neighborhood is executive, management, and professional occupations, with 24.2% of the residents employed. Other residents here are employed in manufacturing and laborer occupations (23.8%), and 18.2% in clerical, assistant, and tech support occupations.
The most common language spoken in the neighborhood is English, spoken by 97.7% of households. Some people also speak Italian (3.6%).
Boston's Beacon Hill blue-blood streets, Brooklyn's Orthodox Jewish enclaves, Los Angeles' Persian neighborhoods. Each has its own culture derived primarily from the ancestries and culture of the residents who call these neighborhoods home. Likewise, each neighborhood in America has its own culture – some more unique than others – based on lifestyle, occupations, the types of households – and importantly – on the ethnicities and ancestries of the people who live in the neighborhood. Understanding where people came from, who their grandparents or great-grandparents were, can help you understand how a neighborhood is today.
In the neighborhood in Speculator, NY, residents most commonly identify their ethnicity or ancestry as English (21.6%). There are also a number of people of German ancestry (19.2%), and residents who report Irish roots (17.8%), and some of the residents are also of French ancestry (6.9%), along with some Italian ancestry residents (6.3%), among others.
How you get to work – car, bus, train or other means – and how much of your day it takes to do so is a large quality of life and financial issue. Especially with gasoline prices rising and expected to continue doing so, the length and means of one's commute can be a financial burden. Some neighborhoods are physically located so that many residents have to drive in their own car, others are set up so many walk to work, or can take a train, bus, or bike. The greatest number of commuters in neighborhood spend under 15 minutes commuting one-way to work (62.1% of working residents), one of the shortest commutes across America.
Here most residents (72.4%) drive alone in a private automobile to get to work. In addition, quite a number also hop out the door and walk to work to get to work (12.1%) and 5.2% of residents also carpool with coworkers, friends, or neighbors for their daily commute. In a neighborhood like this, as in most of the nation, many residents find owning a car useful for getting to work.