Elgin is a very small city located in the state of Oklahoma. With a population of 3,612 people and two associated neighborhoods, Elgin is the 104th largest community in Oklahoma. Elgin has seen a significant amount of newer housing growth in recent years. Quite often, new home construction is the result of new residents moving in who are middle class or wealthier, attracted by jobs, a healthy local economy, or other amenities as they leave nearby or far away areas for greener pastures. This seems to be the case in Elgin, where the median household income is $81,739.00.

Elgin real estate is some of the most expensive in Oklahoma, although Elgin house values don't compare to the most expensive real estate in the U.S.

7.87% of the workforce is employed in the armed forces, making the military a huge focus of life in Elgin. Even though it is a military town, the civilian sector still plays an important role in the local economy. The Healthcare and Public Service industries respectively employ 18.39% and 15.12% of the civilian workforce.

A relatively large number of people in Elgin telecommute to their jobs. Overall, about 7.73% of the workforce works from home. While this may seem like a small number, as a fraction of the total workforce it ranks among the highest in the country. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

Because of many things, Elgin is a great place for families with children to consider. First of all, many other families with children live here, making Elgin a place where both parents and children are more likely to develop social ties with other families, as well as find family-oriented services and community. The city’s good public school district and large population of college-educated adults provide an environment conducive to academic values. With regard to real estate, Elgin has a high rate of owner-occupied single family homes, which tends to reflect stability in the local community. Finally, Elgin’s overall crime rate ranks among the lowest in the country, making it one of the safest places to raise a family.

As is often the case in a small city, Elgin doesn't have a public transportation system that people use for their commute.

The citizens of Elgin are very well educated compared to the average community in the nation: 39.40% of adults in Elgin have a bachelor's degree or even advanced degree.

The per capita income in Elgin in 2022 was $33,811, which is wealthy relative to Oklahoma, and middle income relative to the rest of the US. This equates to an annual income of $135,244 for a family of four. However, Elgin contains both very wealthy and poor people as well.

Elgin is an extremely ethnically-diverse city. The people who call Elgin home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Elgin residents report their race to be White, followed by Black or African-American. Elgin also has a sizeable Hispanic population (people of Hispanic origin can be of any race). People of Hispanic or Latino origin account for 19.41% of the city’s residents. Important ancestries of people in Elgin include German, English, Irish, Scottish, and Polish.

The most common language spoken in Elgin is English. Other important languages spoken here include Spanish and Italian.