Carmel is a medium-sized coastal town (i.e. on the ocean, a bay, or inlet) located in the state of California. With a population of 11,159 people and four associated neighborhoods, Carmel is the 400th largest community in California. Carmel home prices are not only among the most expensive in California, but Carmel real estate also consistently ranks among the most expensive in America.Carmel is a decidedly white-collar town, with fully 94.16% of the workforce employed in white-collar jobs, well above the national average. Overall, Carmel is a town of professionals, managers, and sales and office workers. There are especially a lot of people living in Carmel who work in sales jobs (18.02%), business and financial occupations (15.71%), and management occupations (14.66%). Of important note, Carmel is also a town of artists. Carmel has more artists, designers and people working in media than 90% of the communities in America. This concentration of artists helps shape Carmel’s character. Telecommuters are a relatively large percentage of the workforce: 21.67% of people work from home. While this number may seem small overall, as a fraction of the total workforce it is high relative to the nation. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes. Because of many things, Carmel is a very good place for families to consider. With an enviable combination of good schools, low crime, college-educated neighbors who tend to support education because of their own experiences, and a high rate of home ownership in predominantly single-family properties, Carmel really has some of the features that families look for when choosing a good community to raise children. Is Carmel perfect? Of course not, and if you like frenetic nightlife, it will be far from your cup of tea. But overall this is a solid community, with many things to recommend it as a family-friendly place to live. Carmel is also nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Quite often, nautical areas such as these attract visitors and locals who come to enjoy the scenery and various waterfront activities. If knowledge is power, Carmel is a pretty powerful place. 63.09% of the adults in Carmel have earned a 4-year college degree, masters degree, MD, law degree, or even PhD. Compare that to the national average of 21.84% for all cities and towns. The per capita income in Carmel in 2022 was $107,739, which is wealthy relative to California and the nation. This equates to an annual income of $430,956 for a family of four. However, Carmel contains both very wealthy and poor people as well. Carmel is a very ethnically-diverse town. The people who call Carmel home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Carmel residents report their race to be White, followed by Asian. Carmel also has a sizeable Hispanic population (people of Hispanic origin can be of any race). People of Hispanic or Latino origin account for 13.92% of the town’s residents. Important ancestries of people in Carmel include English, German, Irish, Italian, and French. The most common language spoken in Carmel is English. Other important languages spoken here include Spanish and French.