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Data on this report is based on areas within the legal city boundary, outlined in black on the map. Any additional neighborhoods shown on the map are associated with the city by name and are included for reference only.

Waterford, CT
Real Estate & Demographic Data






Waterford profile


Living in Waterford



Waterford is a medium-sized coastal town (i.e. on the ocean, a bay, or inlet) located in the state of Connecticut. With a population of 19,603 people and five associated neighborhoods, Waterford is the 58th largest community in Connecticut.

Also of interest is that Waterford has more people living here who work in computers and math than 95% of the places in the US.

Because of many things, Waterford is a great place for families with children to consider. First of all, many other families with children live here, making Waterford a place where both parents and children are more likely to develop social ties with other families, as well as find family-oriented services and community. The town’s good public school district and large population of college-educated adults provide an environment conducive to academic values. With regard to real estate, Waterford has a high rate of owner-occupied single family homes, which tends to reflect stability in the local community. Finally, Waterford’s overall crime rate is lower than average for the country.

Waterford is also nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Quite often, nautical areas such as these attract visitors and locals who come to enjoy the scenery and various waterfront activities.

The citizens of Waterford are very well educated compared to the average community in the nation: 37.63% of adults in Waterford have a bachelor's degree or even advanced degree.

The per capita income in Waterford in 2022 was $50,122, which is middle income relative to Connecticut, and wealthy relative to the rest of the US. This equates to an annual income of $200,488 for a family of four. However, Waterford contains both very wealthy and poor people as well.

Waterford is a somewhat ethnically-diverse town. The people who call Waterford home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Waterford residents report their race to be White, followed by Asian. Important ancestries of people in Waterford include Irish, Italian, English, German, and Polish.

The most common language spoken in Waterford is English. Other important languages spoken here include Spanish and Tagalog.