Clearwater is a larger medium-sized coastal city (i.e. on the ocean, a bay, or inlet) located in the state of Florida. With a population of 117,027 people and 44 associated neighborhoods, Clearwater is the 18th largest community in Florida.

Also of interest is that Clearwater has more people living here who work in computers and math than 95% of the places in the US.

One interesting thing about the economy is that relatively large numbers of people worked from their home: 16.37% of the workforce. While this number may seem small overall, as a fraction of the total workforce this is high compared to the rest of the county. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

Clearwater is also nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Quite often, nautical areas such as these attract visitors and locals who come to enjoy the scenery and various waterfront activities.

The overall education level of Clearwater citizens is substantially higher than the typical US community, as 31.87% of adults in Clearwater have at least a bachelor's degree, and the average American community has 21.84%.

The per capita income in Clearwater in 2022 was $39,315, which is upper middle income relative to Florida and the nation. This equates to an annual income of $157,260 for a family of four. However, Clearwater contains both very wealthy and poor people as well.

Clearwater is an extremely ethnically-diverse city. The people who call Clearwater home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Clearwater residents report their race to be White, followed by Black or African-American. Clearwater also has a sizeable Hispanic population (people of Hispanic origin can be of any race). People of Hispanic or Latino origin account for 16.78% of the city’s residents. Important ancestries of people in Clearwater include German, Irish, English, Italian, and Polish.

Foreign born people are also an important part of Clearwater's cultural character, accounting for 16.93% of the city’s population.

The most common language spoken in Clearwater is English. Other important languages spoken here include Spanish and Greek.