Palm Harbor is a larger medium-sized coastal town (i.e. on the ocean, a bay, or inlet) located in the state of Florida. With a population of 61,366 people and 20 associated neighborhoods, Palm Harbor is the 52nd largest community in Florida.

Also of interest is that Palm Harbor has more people living here who work in computers and math than 95% of the places in the US.

One interesting thing about the economy is that relatively large numbers of people worked from their home: 17.62% of the workforce. While this number may seem small overall, as a fraction of the total workforce this is high compared to the rest of the county. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

Palm Harbor’s overall crime rate ranks among the lowest in the nation, making it a very safe place to live.

One of the nice things about Palm Harbor is that it is nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Because of this, visitors and locals will often go to these areas to take in the scenery or to enjoy waterfront activities.

The citizens of Palm Harbor are very well educated compared to the average community in the nation: 36.85% of adults in Palm Harbor have a bachelor's degree or even advanced degree.

The per capita income in Palm Harbor in 2022 was $44,016, which is upper middle income relative to Florida and the nation. This equates to an annual income of $176,064 for a family of four. However, Palm Harbor contains both very wealthy and poor people as well.

Palm Harbor is a somewhat ethnically-diverse town. The people who call Palm Harbor home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Palm Harbor residents report their race to be White, followed by Asian. Important ancestries of people in Palm Harbor include German, Irish, English, Italian, and Polish.

The most common language spoken in Palm Harbor is English. Other important languages spoken here include Spanish and Arabic.